Nova Scotia’s Construction Loan Expert
Not Just a Mortgage Broker. An Investor Who Understands Your Project
Atlantic Canada’s construction loan expert. Gonda Mortgages combines financial knowledge with hands-on experience as a real estate investor and house flipper. Unlike competitors who simply process applications, Gonda Mortgages fights for your approval with creative solutions based on real-world experience.
Most applications approved within 24 hours
5+
Years Real Estate
Investment Experience
500+
Homebuyers
Helped
$1M
In Construction
Financing Secured
94%
Application
Approval Rate
NOVA SCOTIA MORTGAGE BROKER
Your Mortgage. Your Future. Your Next Big Move
Nova Scotia is a beautiful place to live, grow, and invest. We help first-time homebuyers, builders, and real estate investors secure the right financing to make their plans a reality. By making homeownership and development easier, we’re helping communities across the province thrive.
First Time Buyers
Navigating your first mortgage shouldn’t be overwhelming. We’ll explain the process in clear terms and help you access first-time buyer incentives, down payment assistance programs, and secure the most competitive rates with less stress.
Home Builders
Our specialty is construction loans with flexible draw schedules and competitive rates. With hands-on construction project experience, we understand the challenges you face and can help you focus on your build while staying on budget.
Real Estate Investors
With extensive experience in house flipping, we understand property investment from both sides. We’ll help you structure financing to maximize cash flow, leverage equity effectively, and build your portfolio with strategic mortgage solutions.
Choose Us
The Gonda Mortgages Difference
Beyond Banking
We work with multiple specialized lenders who understand construction financing, not just the rigid big banks with their one-size-fits-all approach.
Real Experience
We don’t just process applications, we actively invest in properties and manage construction projects, giving you advice based on practical know-how.
Creative Financing
We structure applications strategically to secure approvals where others fail, persistently advocating for you with lenders until we find the right solution.
Long-Term Partner
Our relationship continues long after your mortgage closes, with annual reviews, renewal planning, and ongoing support for your future projects.
Real Estate HRM Nova Scotia
Top Mortgage Services
Nova Scotia New Construction Loan expert
Specializes in Construction Mortgages
While banks focus on major developers, we’ve broken down barriers to make construction financing accessible to smaller builders and individual homeowners. With hands-on experience in real estate investing and construction projects, we understand the practical challenges you face.
Flexible draw schedules that match your project’s unique timeline
Expert guidance from someone who’s been in your shoes
Creative application structuring to secure approvals where others fail
Transparent advice based on real construction experience, not just theory
No Obligation Assessment
Purchase Plus Improvements
Mortgage Over $40K
Most lenders limit home improvement loans to $40,000, which can significantly restrict
Investment Properties
Providing expert advice and tailored mortgage solutions to maximize your return on investment.
Canada Newcomer Mortgage
As an immigrant herself, Helen Gonda has firsthand knowledge of the challenges faced by newcomers to Canada.
Home Mortgage For
Self Employed
I work with a variety of lenders who specialize in providing mortgage solutions for self-employed clients.
DOWNLOAD FREE GUIDE
New Construction Loan Buyer’s Guide
Your Ultimate Guide to Financing Your Dream Home
Don’t navigate construction financing alone. Our comprehensive guide walks you through:
Understanding construction loan types and how they work
The step-by-step loan process from pre-approval to completion
Budget planning with cost breakdowns
Timeline expectations for your construction project
Choosing between a mortgage broker and bank
Selecting the right builder and avoiding common pitfalls
About
Gonda Mortgages
Helen Gonda
Associate Mortgage Broker
License #3000601
Helen Gonda is dedicated to helping Nova Scotians secure smart, stress-free financing solutions. With over a decade of experience in mortgages, banking, and real estate investing, She provides expert guidance for homebuyers, builders, and investors.
Her focus is on construction loans, mortgage renewals, refinancing, and investment properties helping clients build their future while strengthening communities across the province.
Work with Helen, you’re Gonda love it!
PRE-APPROVAL APPLICATION PROCESS
Getting Started Is Simple
Are you purchasing, refinancing or have a mortgage renewal coming up and you need a Mortgage Broker who knows what she is doing? Start the process today by applying to my online application.
Most applications approved within 24 hours
Free Consultation
Discuss your goals and review your financial situation
Pre-Approval
Get clear on your budget and financing options
Application & Approval
We advocate for your approval with multiple lenders
Closing & Beyond
Secure your financing with ongoing support
Our Trusted Network
At Gonda Mortgages, we’ve developed strong relationships with quality builders and specialized lenders throughout Nova Scotia. These partnerships allow us to not only secure your financing but also connect you with trusted construction professionals who can bring your project to life.
Need a Quality Builder?
We can connect you with trusted construction professionals who match your project needs and budget.
Ready to Build, Buy, or Invest in Nova Scotia?
Take the first step toward your real estate goals in Nova Scotia. We’ll fight for your approval, structure your application creatively, and give you honest guidance based on real-world experience—not just taking our word for it.
Don’t delay - mortgage rates change daily.
Lock in your rate today with our no-obligation pre-approval process.
Testimonials
Don’t take my word for it,
Hear from my clients.
Are you purchasing, refinancing or have a mortgage renewal coming up and you need a Mortgage Broker who knows what she is doing? Start the process today by applying to my online application.
As a financial advisor, I’m trusted to provide the right recommendations and introduce my clients to the right professionals to help them reach their goals.
Helen is a mortgage broker I often refer my clients to as she is incredibly knowledgeable and has a great deal of care for her clients. I can always trust Helen to take as good of care with my clients as I do myself.
Michael K.
Halifax NS
Helen is a fierce professional who's knowledge and no nonsense approach will help you feel assured you are getting the best solution for your needs. My partner and I LOVED working with Helen Gonda, she's a gem and she'll help you find a great solution too!
Fran Dunn
Halifax NS
Helen is a seasoned mortgage broker. She will guide you through the process of getting the perfect loan. But also she will help you planning and enhancing your credit score. She will help you choose the perfect lender according to your needs and situation.
Ismael H.
Halifax NS
Build, Buy, & Invest
We’ve Got You Covered!
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